440 62nd St

Listing Description

               🏡 440 62nd St, Holmes Beach, FL 34217 – Property Overview
This charming coastal cottage, built in 1950 and thoughtfully updated, offers 3 bedrooms and 2 full bathrooms across approximately 1,300 sq ft of living space on a 6,000 sq ft lot (~0.14 acres). Located just a short walk from the sugar-white sands of Holmes Beach, it combines island-style living with classic Florida charm—perfect for beach lovers, vacationers, or investors.

🔹 Key Features
Bedrooms / Baths: 3 beds, 2 full baths
Living Space: ~1,300 sq ft on a ~6,000 sq ft lot
Interior Highlights: Open-concept living and dining with vaulted ceilings; updated kitchen with solid-surface counters and stainless-steel appliances; coastal-style bedrooms with bright, airy finishes; master suite with en-suite bath
Laundry Area: Indoor laundry closet
Garage / Parking: Off-street driveway parking for 2 cars
Construction & Systems: Concrete block construction, shingle roof, central AC, hurricane shutters
Exterior: Spacious screened porch spanning the back, lush tropical landscaping, fenced backyard perfect for pets or outdoor living

📍 Location Highlights
Neighborhood: Holmes Beach—quiet, family-friendly island community with a laid-back beachfront vibe
Access: Just steps from Holmes Beach public access, dining along Gulf Drive, and waterfront parks
Schools & Services: Served by Anna Maria Elementary and accessible to local Gulf Coast prep schools; close to medical, grocery, and recreational amenities
Commute: ~10 minutes to Anna Maria Island; ~30 minutes to Sarasota–Bradenton airport and downtown

💵 Market Snapshot
Estimated Rent: $4,800/month ($3.69/sq ft)
Property Taxes (2024): ~$7,150
HOA Fee: None

📝 Why It Stands Out
This updated Holmes Beach cottage offers the quintessential island lifestyle, complete with a screened porch, tropical yard, and proximity to the beach. It blends nostalgia with modern convenience—block construction, hurricane protection, and smart finishes—making it ideal as a vacation retreat, primary residence, or high-demand rental. With no HOA fees and easy access to beaches, the Gulf, and local amenities, it captures both relaxed charm and smart coastal investment.

🌴 Holmes Beach, Florida Community Overview: Holmes Beach is a charming coastal city on Anna Maria Island in Manatee County. It blends old-Florida charm, Gulf-side living, and a relaxed, close-knit community. Established in the late 1940s and incorporated in 1950, it’s one of three municipalities on the island. The city features pristine beaches, family-friendly neighborhoods, and a vibrant seasonal culture.

✅ Why People Love Holmes Beach
✔ Gorgeous white-sand beaches and crystal-clear Gulf waters
✔ Tight-knit community with year-round residents and seasonal visitors
✔ Safe, walkable streets and low-density neighborhoods
✔ Favorable for retirees, vacationers, and families seeking coastal living
✔ Excellent dining, local shops, and small-town events

🏡 Real Estate & Housing
Holmes Beach offers a mix of upscale single-family homes, cottages, and waterfront condos:
🏠 Beachfront & Bayfront Homes – Premium properties with direct water access
🏘️ Cottages & Bungalows – Quaint homes with island charm
🏢 Condos & Townhomes – Popular for seasonal residents and investors
💰 Median Home Price: Approximately $875,000 (year-over-year decrease of ~9%)
🪙 Median Property Value: ~$668,000; high homeowner rate (~88.7%)

📊 Demographics & Economy
Population: ~3,042 residents (2023), slight decline from 2022
Median Age: ~69.8 years—one of Florida’s oldest communities
Median Household Income: ~$99,000/year; per capita income ~$53,750
Poverty Rate: ~5.7%
Homeownership: ~88.7%
Workforce & Commute:
Dominated by white-collar jobs (~79%) and government/private sectors; average commute is ~31 minutes
Largely composed of retirees and seasonal second-home residents

🎓 Education
Well-educated population: ~34% hold bachelor’s degrees; ~23% have graduate-level credentials
Served by the Manatee County School District, with nearby schools on the Bradenton-Manatee mainland
Higher education access via the nearby University of South Florida Manatee–Sarasota, State College of Florida, and Eckerd College

🌳 Recreation & Attractions
Beaches: Calm, family-friendly shoreline perfect for swimming, shelling, and sunbathing
Watersports: Excellent for kayaking, paddleboarding, and fishing
Community Parks: Lighted boat ramps, beach parks, and picnic areas
Local Events: Seasonal festivals, art walks, beach gatherings, and island markets

🚗 Transportation & Accessibility
Closest major airport: Tampa International Airport (~45 minutes)
Drive access via FL-789 (Gulf Drive) and the Manatee Avenue Bridge
Local travel: Walkable island layout, bike paths, and seasonal tram services

☀️ Climate & Outdoor Living
Humid subtropical climate: hot, humid summers; mild, dry winters
Exposed to extreme wind and flood hazards—buyers need to consider insurance and mitigation
Ideal for year-round beach life, sea breezes, outdoor dining, and coastal sunsets

Holmes Beach is a serene, upscale island community with timeless appeal—perfect for retirees, vacation owners, and families seeking a safe, beachside lifestyle with a strong sense of belonging. Despite its smaller population, its high homeownership rate, refined housing market, and enduring community identity make it one of Florida’s most desirable Gulf island towns.