3570 Home Town Lane

St. Cloud, FL 34769

  • 2 Beds
  • 2 Baths
  • 1187 Sqft.

Listing Description

               🏡 3570 Home Town Ln, St. Cloud, FL 34769 – Draft Property Overview
This comfortable single-story villa, built in 2005, features 2 bedrooms, 2 bathrooms, and approximately 1,187 sq ft of living space on a modest 2,178 sq ft lot. Located in the Town Center Villas community of St. Cloud, this move-in-ready home blends low-maintenance living with proximity to shopping, schools, and recreation.

🔹 Key Features
Bedrooms / Baths: 2 beds, 2 full baths
Living Space: ~1,187 sq ft on ~2,178 sq ft lot
Interior Highlights: Open floorplan with large living/dining area; kitchen with ample cabinetry; master suite includes walk-in closet and attached full bath; indoor laundry; tile and carpet flooring; enclosed patio for added living space.

🏗 Construction & Systems
Block-stucco construction on slab foundation
Composition shingle roof (typical early‑2000s era)
Central HVAC and electric water heater
Attached 1-car garage

🌿 Exterior & Amenities
Enclosed screened patio for comfortable outdoor relaxation
Small yard with minimal maintenance needs
HOA-managed community with landscaped grounds and exterior upkeep

📍 Location Highlights
In St. Cloud’s Town Center Villas, a quiet 55+ or adult community off US‑192 near downtown St. Cloud
Close to Lakeview Elementary, St. Cloud Middle, and St. Cloud High School
Easy access to shopping plazas, lakefront parks, and central Florida attractions like Orlando and Lake Nona

💵 Market Snapshot
Estimated Rent: ~$1,890/month
Last Sale: $72,000 (October 2012)
Property Taxes (2024): ~$3,404
HOA Fee: ~$130/month (covers exterior insurance, flood reserves, and landscaping)

📝 Why It Stands Out
With its low-maintenance layout, established finishes, and community-managed upkeep, this villa is ideal for retirees, seasonal residents, or investors. Centrally located in St. Cloud, it offers convenient access to shopping, schools, and regional transportation arteries—making it a practical and affordable option for modest living or rental income.

🏡 St. Cloud, Florida – Community Overview
Nestled in northern Osceola County on the southern shore of East Lake Tohopekaliga, St. Cloud combines small-town charm with growing suburban appeal. Located about 26 miles southeast of Orlando, it's become a magnet for families, commuters, and those seeking affordable Central Florida living with access to urban amenities.

✅ Why People Love St. Cloud
✔ Affordable housing and rising property values (~$324,100 median)
✔ Strong family and commuter-friendly community vibe
✔ Rapid growth, yet retains parks, lakefront access, and historic downtown character
✔ Over 70% homeownership rate; low-density feeling with suburban-rural mix

🏡 Real Estate & Housing
Single-family homes dominate, especially newer subdivisions on St. Cloud’s northeast side
Rental Options include villas, townhomes, and apartments near shopping and schools
Community Types: Established neighborhoods around Lake Toho and newer master-planned communities

📊 Demographics & Economy
Population: Approximately 62,000
Median Age: ~36–37 years
Median Household Income: ~$76,000
Poverty Rate: ~10%
Diversity: Around 48% Hispanic or Latino
Economic Drivers: Healthcare, retail, hospitality, logistics, citrus, and cattle

🎓 Education & Schools
Served by the Osceola County School District
Well-regarded public schools, including St. Cloud High School
Charter and private options available
Nearby higher education: Valencia College and the University of Central Florida campuses in Orlando

🌳 Parks, Recreation & Lifestyle
Lakefront Park with trails, boat ramps, and events
Historic Downtown with seasonal festivals and farmers markets
Recreation: Golf, nature trails, community centers, and youth sports

🛍️ Shopping, Dining & Local Highlights
Downtown shops, cafés, and restaurants offer a walkable, historic vibe
Major retailers and supermarkets located along US‑192 and US‑441

🚗 Transportation & Accessibility
Main highways: US‑192, US‑441, and SR‑417
~30–40 minute commute to Orlando
Most residents commute by car; limited public transit options

☀️ Climate & Outdoor Living
Humid subtropical climate
Year-round opportunities for boating, fishing, biking, and gardening

Summary
St. Cloud offers a compelling blend of affordability, small-town charm, and proximity to Orlando. With solid schools, lakefront living, and expanding amenities, it's an ideal location for families, retirees, and anyone seeking value in Central Florida.
            

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